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SEPA payment – EPC QR (GiroCode)

The European Payments Council standard for SEPA transfers in euro. Read by banking apps in Germany, Austria, the Netherlands, Finland and more.

Empty = the payer fills the amount.

3.0 is read by the most devices. 4.0 is the newer standard.

4-character ISO 20022 code, optional.

Advanced

Check the details before use – the user is responsible for their correctness. The QR code only pre-fills a payment; it never sends anything.

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Frequently asked questions

Version 001 or 002?

002 (BIC optional in the EEA) is today's standard. 001 requires a BIC.

What is the data limit?

331 bytes, error correction M. We enforce it for you.

What do you want to encode?

Basic

Contacts

Wi-Fi

Payments

Crypto

Social & links

Tools